I Stopped Trusting the Ninety-Second Energy Checkout

I Stopped Trusting the Ninety-Second Energy Checkout

Consumer Advocacy

I Stopped Trusting the Ninety-Second Energy Checkout

A reflection on legal fictions, retail friction, and the lost art of the slow deliberate act of understanding.

In , a London clerk named Herbert Castlewood stood before a magistrate to argue that he shouldn’t be held to the terms printed on the back of a railway ticket. He hadn’t seen them, he hadn’t read them, and he certainly hadn’t agreed to them in any way that involved his conscious mind. The court, however, was unimpressed by the limitations of Herbert’s attention.

They ruled that because the railway had provided the “opportunity to read,” the contract was binding. This became the foundation of the “duty to read” doctrine, a legal fiction that assumes if a person is handed a document, they have magically absorbed its contents through their fingertips. Herbert was the first victim of what we now call the “I Agree” button, and later, we are still living in his shadow, clicking our way into obligations we haven’t even begun to parse.

The Architecture of Intentional Friction

There are seven distinct layers of intentional friction used by retail energy providers to ensure the speed of the sale exceeds the speed of the consumer’s caution. I have spent most of my life restoring vintage neon signs, a job that requires me to look at every individual solder joint with a magnifying glass, which often involves a level of obsessive scrutiny that most people reserve for crime scenes.

Restoring a neon sign requires a level of obsessive scrutiny that most people reserve for crime scenes.

When I alphabetized my spice rack last Tuesday, I realized that my need for order is essentially a defense mechanism against a world designed to be blurry. We are living in an era of “low-friction” design, which is really just a polite way of saying we are being ushered through the dark toward a cliff edge, and the usher is whispering that everything is fine.

The Thursday Night Trap

Take Lauren, for example. It is a Thursday night, , and she is a nurse relocating to a new city with a start date that looms only nine days away. She is sitting at her kitchen table, the air around her heavy with the smell of packing tape and stale coffee. She has a plan picked out. The website has been friendly. It has used bright colors and cheerful fonts. It has asked for her zip code, her address, and her credit score with the efficiency of a well-oiled machine.

Now, she is at the final screen. There is a large, vibrant green button that says “Complete Enrollment.” Directly beneath that button, in a font size that suggests the words are merely decorative, are three links: “Electricity Facts Label,” “Terms of Service,” and “Your Rights as a Customer.”

COMPLETE ENROLLMENT

Electricity Facts Label

Terms of Service

Your Rights

Lauren clicks the first link. A PDF opens, showing a grid of numbers categorized by 500, 1,000, and 2,000 kilowatt-hours. Her eyes glaze over. She isn’t a mathematician; she’s a person who needs her lights to turn on next Friday. She closes the tab and looks back at the green button. The button is the only thing on the page built for her thumb. It is large, it is tactile-adjacent, and it represents the end of a chore.

She clicks it. In ninety seconds, she has entered into a twenty-four-month legal agreement that could cost her thousands of dollars, and she has the same level of understanding of that agreement as Herbert Castlewood had of his railway ticket.

The Labor of Responsibility

A study conducted by researchers at Carnegie Mellon suggests that the average person would need roughly to read every privacy policy and service agreement they encounter in a single year.

The Checkout

90s

vs

The Reality

76d

The staggering disparity between the time allowed for agreement and the time required for actual comprehension.

In my workshop, seventy-six days is the time it takes to completely dismantle, strip, and re-gas a double-sided “Cafe” sign from the mid-forties. It is a staggering amount of labor. Expecting a nurse on a Thursday night to perform that labor is not just unrealistic; it is a calculated impossibility.

The system is engineered to reward her for not reading. If she actually sat down to read those documents, the session would likely timeout, her cart would be cleared, and she would have to start the entire “ninety-second” process over again.

Unconscionability and Donut Holes

We are told that reading the fine print is a matter of personal responsibility. However, as noted in the Uniform Commercial Code (UCC) Article 2 regarding unconscionability, a contract can be deemed unfair if there is a “lack of meaningful choice.” When the choice is between spending forty minutes deciphering legalese or clicking a button that solves your immediate problem, the “meaningful” part of that choice has been designed out of the interface.

“The Electricity Facts Label (EFL) is particularly treacherous. In the world of Texas energy, providers have learned how to game the standardization.”

The Electricity Facts Label (EFL) is particularly treacherous. In the world of Texas energy, the EFL is supposed to be the great equalizer, a standardized document that lets you compare apples to apples. But providers have learned how to game the standardization. They create “donut hole” pricing where the rate is incredibly low at exactly 1,000 kWh but skyrockets if you use 999 or 1,001.

999 kWh

1000 kWh

1001 kWh

The “Donut Hole”: A visual representation of how energy rates can be manipulated around specific usage points.

They bury these “base charges” and “delivery fees” in the fine print of the EFL, knowing that most people will only look at the headline rate on the main page. The green button is a mechanical promise that the heavy lifting of understanding has already been done, yet the paper trail of the Electricity Facts Label suggests the burden of the unknown still rests on the thumb of the tired.

The Glow of the Seams

I stopped trusting the ninety-second checkout when I realized that speed is almost always an indicator of hidden costs. When I’m restoring a sign, if a piece of glass fits too easily into the housing, it usually means the housing is warped. In the world of utilities, if the sign-up process is too easy, it means the friction has been moved from the beginning of the relationship to the end-usually in the form of a bill that doesn’t make sense.

We have been trained to value the “flow” above the “fact.” We want the dopamine hit of finishing a task more than we want the security of knowing what the task actually entails. This is where the concept of “informed consent” falls apart. Every time we click that button without opening those gray links, we are reinforcing a design philosophy that treats human attention as a resource to be bypassed rather than a faculty to be respected.

The designers know that every step requiring thought is a step where a customer might leave. Therefore, they remove the thought. They turn the “Terms of Service” into a ghost.

The Burden of Choice

In Texas, the complexity is magnified by the sheer number of choices. With hundreds of plans available, the “opportunity to read” is actually a burden of exhaustion. This is why independent resources are becoming the only way to navigate the mess.

Places like

The Day Company

provide a different kind of interface, one that focuses on flagging the traps before you ever get to the green button. They recognize that the “ninety-second checkout” is a trap, and that true consumer power comes from re-introducing the friction that the marketing departments have tried so hard to erase.

When I finish a sign, I turn it on and walk across the street. I want to see how it looks from a distance, where the glow hides the seams. The energy companies want you to stay close to the screen, where the glow of the green button blinds you to the seams of the contract. They want you to stay in the “flow.”

But the flow is a river that only runs one way, and it’s currently carrying a lot of people toward “Your Rights as a Customer” documents they will only read after their power has been disconnected or their bill has doubled.

Loving the Friction Again

I’ve started doing something different lately. When I hit a “Terms of Service” link, I don’t just click “I Agree.” I copy the text and paste it into a word count tool. If it’s longer than the New Testament, I walk away. I go back to my spice rack and make sure the cumin is still perfectly aligned with the coriander.

It gives me a sense of control in a world that wants me to be a fast-moving, non-reading, high-consenting ghost of a consumer. We have to learn to love the friction again. We have to realize that the “Complete Enrollment” button isn’t the end of a chore; it’s the beginning of a relationship, and you should never marry someone you haven’t bothered to talk to for more than ninety seconds.

Herbert Castlewood lost his case in , but he was right to complain. He was the first person to realize that the speed of modern life was being used as a weapon against the slow, deliberate act of understanding. We are all Herbert now, standing on a platform, holding a ticket we can’t read, waiting for a train that’s going to take us exactly where the company wants us to go.

The only way to change the destination is to stop, look at the back of the ticket, and refuse to board until the fine print is written in a language that values our time as much as it values our money.